FINANCE YOUR SURGERY

Dr Novikova has partnered with MediFin to provide financing solutions for your medical requirements. To view our directory listing click here.

Don’t let a lack of immediate funds keep you from a procedure you’ve been considering. The team at MediFin can advise on the finance solutions available to you based on your personal requirements. Upon approval you will receive a medical loan, allowing you to pay off your surgery over a predetermined period of time.

How to proceed
Following a consultation with Dr Novikova, you will receive the quotation for the procedure you require. You can submit your quotation to MedFin who promptly reply regarding your financing options. They will pay the doctors bill in full prior to surgery and you will have a financial repayment plan in place with MedFin.

You can check Dr Novikova’s procedure fees and enquire on financial options from MedFin if you would rather know your options before your consultation with Dr Novikova.

For more information contact us on cpt@drnovikova.co.za or 076 242 0027

For more insight on what MediFin has to offer, take a look at some Frequently Asked Questions below:

What type of medical procedures do you finance?

MediFin Finances all types of medical, dental and cosmetic procedures that are not life-threatening and performed by registered health professionals. These include surgical and non-surgical procedures.

What is the maximum loan amount I can request?

MediFin provides finance for amounts between R8,000 and R150,000 and up to 110% of the total medical costs.

What interest rate do you charge?

Interest rates vary depending on the applicant’s credit profile and can only be provided once we have assessed his or her application. On average our rates are very competitive compared to the rest of the credit lending industry.

What is the longest loan repayment term that I can apply for?

MediFin offers repayment terms that range from 12 to 48 months and we can structure a repayment to suit your unique affordability needs..

How long does the application process take?

We can approve your application within an hour and fund your procedure within 24 hours, provided we receive all the required documentation.

Can a loan be paid up sooner?

Yes. Loans can be settled any time before the end of the loan term on request of an early settlement quote. MediFin does not charge early settlement penalties.

Can I make additional payments and how will they affect my account?

Yes. Additional payments will be allocated towards your principal debt. This will result in you paying off your outstanding loan much faster and reduce the total amount of interest payable over the term.